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The Social Fund is a Government Scheme aimed at helping the disadvantaged or those that are in immediate Crisis, to obtain grants or no interest loans to help in the event ofÂ unforeseenÂ circumstances or disaster.
For people on limited income it may sometimes be very difficult to budgetÂ effectivelyÂ for emergency expenses like funeral costs, the costs of a new baby or one-off payments for large items, fridge-freezers, beds, removal costs or furnishing a new home.
People who have just ended employment may also find themselves in a position where they have no income coming in at all.
The Government have made sure that there is a lot of help to be had when you find yourself in a Crisis situation, through the Department of Work and Pensions ( DWP) and Jobcentre Plus ( JCP) There is money available for these situations, although it is limited.
Find out more about Crisis Loans, and get help fast.
This is known as the Social Fund. The Social Fund includes funeral payments, maternity grants, crisis loans, budgeting loans, community care grants and cold weather payments. Added to that Winter fuel payments are also a type of Social Fund payment, however, these are restricted to those that are 60 or over.
If you are on a low income, you may also be able to get benefits to help with your living costs, your rent or other housing costs and your Council Tax.