rent in advance crisis loan

Getting rent in advance loan

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The government has just started to help those on low income to be able to secure a new property, this is done by them allowing you to apply for help with rent in advance.

Rent in advance is what you have to pay to move into a property, and is distinct from a deposit. You can apply for help with rent in advance to cover your first 4 weeks rent at your new home and the payment will generally be made to you on the day of your application.

There are strict rules on what can and cant be considered as a crisis loan for rent in advance, and you will need to be aware of this before making your application. you cannot be awarded money for a deposit or any sort of administration fee charged by a letting agent, so you will need to be able to either pay this or have this deferred.

You may have to show a valid tenancy agreement from your new landlord, showing the date at which you propose to take up the property and the charges that may be involved. Bear in mind that the amount that you can apply for will be limited by the amount that you have left on your account.

Are you near the crisis loan limit?

For example, if you already owe £1200.00 to the social fund and you apply for £450 you are likely to be turned down as you cant be in debt of more than £1500.00 at any one time.

To make your application for rent in advance see the crisis loan page

9 thoughts on “Getting rent in advance loan”

  1. me and my partner have claimed £450 ‘rent in advance’ for our current property which we moved in in august 2011, but we are hoping to move again before xmas, would we be eligible to apply again for rent in advance for a different property?

  2. Hi,
    I have had to move at short notice. I was unable to find a landlord that would provide a provisional contract (as advised as necessary by the crisis loan helpline) in the time available.

    I managed to raise the deposit and borrow the first months rent on condition that it was for a couple of weeks only. I am in the flat, but need to raise the money to repay. Can I apply for the Rent in Advance Crisis Loan?


    1. Pete,

      The loans are only paid to help you move, not to repay loans already taken out. it is very unlikely that you will get a crisis loan for rent in advance that you have already paid.

  3. I applied for a rent in advance loan..I submitted in writing with full supporting documentation..I am a single mother relocated due to DV with three children under 16 and we are homeless. I had previous loans for daily living expenses…The rent was 1100 but I only applied for 750 as that was my shortfall. It was less than the maximum social fund debt allowed.. I was denied because the processor said I requested 1100 and that exceeded what I could apply for….. that was inaccurate.. I have a copy of the correspondence that clearly shows i only requested 750…
    they said I can ask for a review but it would take 10 days? i will lose the property in that time…
    I noted on the application that the actual monthly rent was 1100 but I only needed 750!
    they had full back up documentation… It appears they just looked at the monthly rent amount and did not bother to review any of the other paperwork… It appears they failed to accurately review the application at all.
    They said I could not call in and do another application for 24 hr processing because I had been denied for the same thing… Problem is I never requested The full rent amount…I only needed a partial to cover what was short…I listed that clearly…What do I do….

    1. Apply over the phone,

      ask what the period the last decision covered ( its usually 2 weeks) and if the period has passed, ask to apply again

  4. Hi there,

    I have recently split with my partner, have just claimed income support (still waiting on decision). I am wondering if I will be able to claim a Crisis Loan of £850 for one month’s rent in advance. I have managed to raise the deposit and administration fee’s by selling my jewerally and other items, now I am stuck.

    1. You can apply, but only if its a new property that you have not got into yet.

      If you have already moved then the assumption is that you no longer need the rent in advance.

  5. i am mature lady recently seperated am unemployed but looking for work and some where to live can i get help with rent and deposit

    1. Hi Maggie,

      the social fund can only help with rent in advance, a deposit may be provided by your local council?

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