What is the Maximum Budgeting Loan for a single person?
The maximum Budgeting Loan for a Single person is £348.00. It is unlikley that a single person would be awarded a Community Care Grant, unless they are in one of the following groups:

  • Just released from Prison
  • Just leaving Care
  • Need a Grant to prevent you going into Care
  • A person in a resettlement programme arranged by Social Services

There is also a bit of a wildcard, that allows the Decision Maker to award you a Community Care Grant if it is deemed that you are under exceptional pressure and that a CCG is the only means to releive the pressure.

What can I claim with my Budgeting Loan?

The items that are most applied for and reasons that they are paid:

  • A Fridge: However without a medical need, such as needing to store insulin, they will not pay you..
  • A Double matress: As a single person, you would not be awarded a double mattress.
  • A large settee : These are not classed as being essential
  • A small settee: Again, not classed as essential.
    Enough Curtians for the whole house: Not classed as a nicessity
  • A Microwave machine: Another no essentioal item (unless you have no other method of cooking food available)
  • Television: Never awarded as these are excluded, and again – not essential
  • Gas bottles: These are not awarded as they chould be applied for via a crisis loan
  • A new Wardrobe – Not a nescessity
  • A set of Drawers -Again not a necessary Item
  • Cutlery and Crockery (I have cups)
  • A Lounge carpet. – not essential
  • A mat for your bathroom- not essential
  • Lighting/Light bulbs – normal living expense, so would come under Crisis Loans
  • Clothes- Possibly Grant
  • Towel- Possible Grant
  • Pair of trainers – Possible Community Care Grant
  • Socks & Underware – Possible Community Care Grant
  • T-shirts- Possible Community Care Grant
  • Jumpers or sweatshirts- Possible Community Care Grant

When applying for clothes the question is generally how reasonable it is that you have not saved your benefit money to buy clothes, for winter or summer as needed, however if you have been in hospital for several weeks, and your clothes no longer fit- then it may be accepted. Find out more about Budgeting Loans with our guide here.

Need to speak to a member of the Budgeting Loan team about your issues? Our call connection phone numbers should be able to help – get in touch with the right department by dialling one of the contact numbers below.

Department Call Connection Phone Numbers
Social Fund 0843 506 0283
Crisis Loan 0843 509 2336
Jobcentre Appointments 0843 509 2322
Job Seeker’s Allowance Claims (New Claims & Existing) 0843 509 2383
Employment & Support Allowance 0843 509 2374
Income Support 0843 509 2374
Incapacity Benefit 0843 504 0374
Universal Credit 0843 509 2382
Universal Credit (New Claims & Appointments) 0843 509 2382
Maternity Allowance 0843 504 9433
Personal Independence Payment 0843 509 2380

Calls to the Social Fund on their direct number 0800 169 0140 are free from any BT landline (this include call/phone boxes) and also includes calls from most of the larger mobile phone networks.