In the United Kingdom it possible to get Benefit Loans and these come in two types:
A loan that is made to a Household that is limited to £870 per household per application ( multiple applications can be made, however, no one Household is able to Benefit Loans totalling more than £1500 at any one time)
Budgeting Loans are only paid to people who have been on an income-related benefit for more than 26 weeks and wh can show that the things that they are applying for help with ( the reason for the Benefit Loan) are essential and that they would not be able to find enough money, or obtain a bank loan to cover the cost.
They have recovered a pre-agreed percentage of the benefit that you are due and will run consecutively with any other Benefit Loans that you have to ensure that your repayment does not cause your further financial hardship.
Sort Term Benefits Advance (STBA Loans):
A small loan that can be made to people who have recently made an application to a means-tested benefit like income support, jobseekers allowance ( Income Based) or Employment Support Allowance ( Income Related) and who are awaiting the processing of their application and the first full payment period to pass ( Usually 2-4 weeks).
An STBA Loan is applied for over the telephone and a decision is given within 24-48 hours, and if successful payment is made into your nominated bank on the same day.