What is a Short Term Benefit Advance?

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There are certain situations in which you can expedite the payment of your benefit(s) if, let’s say, you are in dire financial need. That is to say, that if your benefit funds are not released ahead of schedule that this will have a direct and negative impact on your personal and/or your family’s well-being, safety or health or that
In certain circumstances, you can apply for an advance of your benefit payment if you have an urgent financial need that will have a direct impact of the health, safety or wellbeing of your health or your family’s health.

A short-term benefit advance is not the same thing as a crisis loan. Crisis loans in Northern Ireland ceased to exist as of November 2016. In order to apply for a short-term benefit advance, you must be receiving one or more of the following benefits:

State Pension
Maternity Allowance
Incapacity Benefit
Job Seeker’s Allowance
Employment and Support Allowance
Income Support
Pension Credit
Carer’s Allowance
Widowed Parent’s Allowance
Bereavement Allowance

What else do I need to know about Short Term Benefits Advances?

You can apply for a short-term advance on these benefits if you will have an urgent financial need before your first payment (of course, you must have already been awarded the benefit). There may be other extenuating circumstances under which you may be eligible for a short-term advance. At any rate, this advance must be repaid in full within no longer than 3 months after it’s been issued.

This of course only applies in Northern Ireland, Scotland, Wales, and England and recipients must be at least 16 years of age. The advance is administered by the same agency that administers the means-tested benefits, which is to say the Department - we are not affiliated with any organisation mentioned. for Work and Pensions and neither the short term advance nor the benefits are taxable.


How the Claim is Processed

Upon approval, The Department - we are not affiliated with any organisation mentioned. for Work and Pensions, Pension Services, or Jobcentre Plus will usually pay the short-term benefit to advance the same day or the next business day. The funds will be released directly into your bank account or your post office account.

In addition to your phone number, do make sure to provide an alternative contact method (friend or family member’s phone, email etc). You may also request to be contacted through your local Jobcentre that’s been handling your case.

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