What is the Social Fund ? The Social Fund is a discretionary fund set up by the Department of Work and Pensions ( formerly Social Security office) to help low income families or this on state benefits to prevent hardships arising from unforeseen events like disasters and emergencies. The Social Fund is split into several sections that deal with different aspects of life, for example Community Care grants that are aimed at those who are in need of things like home improvements or additional security, however are unable to pay for these things themselves, due to having such low incomes that they are unable to save the money to buy such items. Another aspect of the social fund is their ability to pay out Crisis Loans, these are short term loans that do not accrue any interest that are made to overt an imminent risk to the health and safety of the person who is making the application, or to their immediate family. A crisis loan is a discretionary payment, that can be applied for either by phone or in writing and is specifically for living expenses such as food or fuel when the person applying has run out and has no other means with which to purchase them. You don’t have to be on benefits to apply to the Social Fund.